A lot of clients want to know how getting a DUI is going to impact their car insurance.There are TWO separate ways that additional car insurance may be required by the DMV in relation to a DUI.
If convicted of a DUI, an SR-22 Form must be kept on file with the DMV for a minimum of 3 years. Even if you are not convicted of a DUI, you may still have to file an SR-22 Form with the DMV if you lose or did not take the DMV Hearing (Administrative Per Se - DUI Hearing). Thus, it is possible for the to be no criminal action in court - no charges filed or dismissed - and still have to file the SR-22 Form with the DMV.
In order to minimize the costs associated with filing the SR-22 Form, it is important to contact an insurance company before any action hits the driving record. Also, you do not have to have your current insurance company file the SR-22 Form. The SR-22 Form can be filed by a separate insurance company while maintaining your current policy with your current carrier (as long as you are not dropped.)
Please contact the Morell Law Office so that we can guide you through this maze and minimize costs to you.
The Morell Law Office recommends BreathEasy Insurance for all of your insurance needs: www.breatheeasyins.com
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